Stop Veteran Foreclosures NOW – Until the New Law Is Active

At the KOVH Foundation, we stand with every veteran who defended our freedoms—and with their families who rely on those fundamental protections at home. Right now, however, thousands of veteran families are losing their homes in foreclosure, despite the recent enactment of a solution designed precisely to prevent such heartbreak.

What’s at Stake

On July 30, 2025, the VA Home Loan Program Reform Act (Partial Claim Act) was signed into law, introducing the Partial Claim program—a critical support that allows veterans to apply for payment relief and keep their homes. But here’s the catch: while the law exists, the program is not yet active, and foreclosure proceedings continue unabated Change.org.

This dangerous gap means veteran families are being at risk of losing everything, through no fault of their own—and after serving their country.

The Crisis is Real

• Foreclosure filings on VA-backed loans have surged by 428% compared to last year Change.org.

• Thousands of veteran families—like yours and mine—are currently facing this threat.

• Once completed, foreclosure inflicts irreversible damage: displacement, financial ruin, and the trauma of homelessness.

A Heartbreaking Reality

Consider the story of the Johnsons:

• Sgt. Johnson served two overseas deployments. Upon returning, he and his family used his VA Home Loan benefit to secure a modest home—a place of stability, safety, and belonging.

• When service-related injury and job lay-offs struck, they fell behind on their mortgage and by the time they learned of the Partial Claim program, it was already too late—the foreclosure process had begun Change.org.

• Their home—once a symbol of the American Dream—slipped away before they could access the relief Congress intended. And they’re not alone.

Imagine children torn from schools, veterans with PTSD or disabilities facing further instability—and families that sacrificed so much losing the grounding they fought for.

Justice Delayed is Justice Denied

This situation is not charity—it’s about fulfilling our obligation to those who’ve kept their promise to us. Housing is more than shelter. It’s dignity, stability, survival. Until the Partial Claim program is fully operational, it must be a priority to halt all foreclosures on VA-backed loans.

Our Call to Action

1. Emergency Order – The Veterans Affairs (VA) must issue an immediate stop to all foreclosures on VA-backed loans until the Partial Claim program is implemented.

2. Mortgage Servicer Suspension – Servicers must freeze all proceedings and immediately inform borrowers about their rights under the pending Partial Claim program.

3. Robust Oversight – Congress and state leaders must ensure every veteran is protected during this transition.

How You Can Help Right Now

Add your voice by signing the petition: “Stop Veteran Foreclosures NOW – Until the New Law Is Active”. Together, we can demand the pause these families desperately need. No veteran family should lose their home while waiting for help Congress has already approved.

Let’s Keep Our Promise

Our veterans answered the call when our country needed them. Housing is more than a roof—it’s the foundation of everything else. Stand with them. Sign today. Ensure that no veteran loses their home before they can access the help they deserve.